Terms of Service

Last Updated: September 16, 2025

1. ACCEPTANCE OF TERMS

By accessing or using EarningSpike ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Service.

2. DESCRIPTION OF SERVICE

EarningSpike provides corporate earnings analysis tools, performance insights, data visualization, and financial information for educational and entertainment purposes only. We are not providing financial advice.

3. USER ACCOUNTS

  • You must provide accurate information when creating an account
  • You are responsible for maintaining the security of your account
  • You must be at least 18 years old to use the Service
  • One account per person; no sharing accounts

4. ACCEPTABLE USE

You agree NOT to:

  • Use the Service for any illegal purposes
  • Attempt to reverse engineer, copy, or steal our proprietary algorithms or data
  • Scrape, crawl, or systematically download our content
  • Share your paid account credentials with others
  • Use the Service to spam, harass, or harm others
  • Attempt to gain unauthorized access to our systems

5. INTELLECTUAL PROPERTY

  • EarningSpike Analytics LLC owns all rights to the Service, including software, analysis, and proprietary content
  • Market data may be subject to third-party licenses
  • You may not copy, reproduce, or create derivative works without written permission
  • You retain rights to any content you submit to us

6. SUBSCRIPTION TERMS

  • Subscriptions automatically renew unless cancelled
  • Refunds are provided within 7 days of initial purchase only
  • We may change pricing with 30 days notice to existing subscribers
  • You can cancel anytime through your account settings

7. DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

8. LIMITATION OF LIABILITY

IN NO EVENT SHALL EARNINGSPIKE ANALYTICS LLC BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, INCLUDING TRADING LOSSES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9. INDEMNIFICATION

You agree to indemnify and hold harmless EarningSpike Analytics LLC from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

10. TERMINATION

We may terminate your access at any time for violations of these Terms. Upon termination, these Terms remain in effect except for access rights.

11. GOVERNING LAW

These Terms are governed by the laws of Wyoming, USA without regard to conflict of law principles.

12. CHANGES TO TERMS

We may update these Terms at any time. Continued use after changes constitutes acceptance of new Terms.

13. CONTACT INFORMATION

For questions about these Terms, contact us at: general@earningspike.com